Finding the right home, in the perfect neighborhood, within your bugdet can seem like a duanting task. That's why Windermere Group One is here to help you every step of the way. Here you will find many resources to answer your questions about home ownership and the home buying process. We can also connect you to one of our trained real estate agents whom would be more than happy to answer any questions you still have.
Request a home buyer's guide. Enter your email below and we will send you a PDF copy of our Guide to Buying a Home to print or view on your computer or moblie device. In the guide you will find information on:
That depends on your income and other financial obligations. Meeting with a lender and getting pre-approved will help you determine how much home you can afford.
Saving for the down payment is the greatest obstacle for first-time homebuyers. Lenders typically expect between 5% to 20% for a down payment. It varies according to the lender’s requirements and the type and length of the loan. Make a budget, set a goal, and stick with the plan. Saving and sacrificing is how most people come up with their first down payment.
There are many pros and cons to both new construction and resale homes. Take a look at our list of new construction vs resale houses and decide what option is best for you.
While there's no crystal ball on whether a certain home is a bargain and if it will appreciate, rest assured that with research you can keep surprises to a minimum. The best way is to check out comparable homes, what similar properties are selling for in the area and whether those prices have been going up or down recently.
Getting pre-qualified for a mortgage gives first-time homebuyers an indication of how much they “might” qualify to borrow. This mortgage amount is not guaranteed because the lender has not verified your information. A letter from the lender only states that you are “likely” to be approved for a mortgage. Getting pre-approved is a more in-depth process than pre-qualification. It is based on a buyer’s credit score and additional verified financial information (e.g. pay stubs, tax returns, etc.). A pre-approval is a much stronger confirmation of a buyer’s ability to purchase for the seller, especially in a competitive market.
A home inspector takes a weight off your shoulders by looking into the condition of the roof, electricity, heating and air, plumbing, etc. Ensuring these things work prevents you from paying to fix them in the future. If some things are not up to par, you can negotiate with the seller to get those fixed before you sign the paperwork.
While buyers can always back out of a deal, often without paying a dime, doing so without good reason may forfeit their earnest money (the cash put down to secure the offer).
Third Party Estimates such as Zestimates may be entertaining, however, they routinely trend about 6% higher than our current market.
Are you ready to take the first step towards becoming a homeowner? Our state-approved first-time homebuyer classes are designed to equip you with the knowledge and confidence you need to navigate the complexities of purchasing and maintaining your first home. Led by our experienced real estate professionals and lending partners, these classes cover essential topics such as down payment assistance, mortgage programs, and more, ensuring you start your home journey on the right foot. Best of all, these classes are completely free, as we believe that knowledge is the key to empowerment and the first step to buying your first home. Let us be your trusted local advisors as you embark on this exciting journey into homeownership. Contact us today to sign up for our next available class dates.
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Looking to buy a home in the Tri-Cities or Eastern Oregon? Starting looking at the homes currently on the market or connect with one of our 80 trained realtors standing by, ready to help walk you through the process.
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Thinking about selling your home, but not sure where to start? Check how much your home could be worth or connect with one of our 80 trained realtors standing by, ready to help walk you through the process.
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